How To Activate Wema Bank USSD Code

In this article, I shall teach you how to use WEMA’s USSD code to perform banking functions. WEMA USSD Bank code 2021 will allow you to perform a number of banking functions.

WEMA bank has launched a mobile banking platform that enables its clients to pay bills, transfer money, transfer airtime, pay business partners, and do a lot more.

Do you want to enjoy these services as WEMA bank client. You’ll discover everything you need within this guide, because on this page I will instruct you what these free services are, and how to enjoy them.

You can perform these transactions from the comfort of your own home without leaving your comfort zone. Imagine the sun intensity/heat, doing them in your comfort zone saves you time and stress. 

How about saving yourself the number of hours you queue to enter the banking hall and the number of hours you spend within the banking hall before it eventually gets to your turn to make enquiries from the customer service.  You want to save yourself those stress isn’t it?

If you are like me who desires an easy way to do things, just keep on reading. You will be grateful that you did.

Why Should You Consider Using WEMA Bank USSD Code?

  1. The time of day is irrelevant because this service is available to you throughout the day.
  2. The operation is simple, fast, secure, and very convenient.
  3. It operates on all mobile phones including smart and none smart phone.
  4. No internet connection is needed for it to work. No data is needed to do it.

Overview Of WEMA USSD Banking

Open a Wema account

Create a Personal Identification Number(PIN)

Check Your Account Balance

Change Your PIN

Do Funds transfer From One Account to the Other

Airtime & data Top-up

Cardless withdrawal

DSTV, GOTV & Startimes Subscription

Electricity Bill Payment

Receive Western Union Payment

WEMA Bank Transfer Code

Getting WEMA Bank Mobile Banking Activated

On your phone, dial *945# using the phone number you used to open your bank account.

Respond “0” to sign up for WEMA bank ussd banking.

Continue by choosing option 2.

To complete your registration, follow the screen instructions.

Your Wema Bank account number will need to be entered.

Furthermore, it is also necessary to supply your ATM card, the last four digits on it.

Create your 4-digit transfer pin before you decide to transact. It will be required every time you choose to do so.

You can now complete the registration process.

WEMA Bank Transfer Code

The following are steps you can take to transfer money using the WEMA bank ussd code. You can do it on your mobile device, it’s easy and straightforward.

Dial *945*beneficiary account number*amount# (for example, *945*2214567890*20000#).

You have to choose a bank from the list that appears on the screen if you are sending to another number.

Go ahead and verify the recipient’s name.

Authorize the USSD banking transfer using your 4 digit PIN.

The limits and charges of bank transfers to WEMA

You are charged 50 naira for each transaction you make using the WEMA bank code. The service fee for sending 50,000 to a friend is 50 naira. Same charge is applied for any amount sent over 50 naira.

Although you can increase the cap by using a WEMA card or mobile app. Your ussd transfer limit is 100,000 naira per day.

USSD Recharge codes for WEMA Bank

Your phone can also be recharged using WEMA bank’s ussd code. Buying airtime for yourself and your friends is much easier than visiting the next airtime vendor shop. With your bank account, you can buy now.

To Recharge For Yourself – *945*Amount#

To Recharge For Others – *945*phone Number*amount#

What are the steps for checking WEMA account balance?

Using the WEMA bank USSD code, you can now check your account balance. You won’t have to go to an ATM. Just dial *945*0# from your registered number to check your balance.